PayPal 接入微信支付 — 美国访客现在可在中国扫码支付（2026）
PayPal 用户现在可扫描微信支付二维码，在中国数百万商户付款，腾讯将免除外国银行卡交易费至 2026 年 12 月 31 日。
核心观点
As of May 27, 2026, U.S. PayPal users can scan WeChat Pay QR codes at millions of merchants across China directly from the PayPal app — no WeChat account, Chinese bank account, or Chinese phone number required. Tencent is waiving transaction fees on foreign bank cards linked to WeChat Pay through December 31, 2026. Foreign card payments via WeChat surged 80% YoY between January and April 2026.
报道正文
最后审核： 2026 年 6 月 22 日 · 影响程度： 高 · 来源： 腾讯控股 / 路透社
变化内容
2026 年 5 月 27 日，腾讯控股 宣布将 PayPal 接入 微信支付 支付网络，使美国 PayPal 用户能够在中国大陆商户终端扫描微信支付二维码。据路透社报道，这项服务将在美国首批上线后，逐步覆盖更多国家的 PayPal 用户。
这是西方主流数字钱包首次在商户层面直接接入中国移动支付网络。该集成覆盖全国 数百万微信支付商户 — 从街头小吃摊、便利店到购物中心、餐厅和地铁售票机。用户打开 PayPal 应用，扫描商户的绿色微信支付二维码，支付将通过 PayPal 基础设施处理，并以有竞争力的汇率转换为人民币。
除 PayPal 集成外，腾讯确认，绑定微信支付的海外银行卡 交易费豁免 将持续到 2026 年 12 月 31 日。首次将国际 Visa 或 Mastercard 绑定到微信支付的用户，还可获得额外的新手期费用豁免。这些激励措施已推动显著采用：根据行业报告引用的腾讯数据，2026 年 1 月至 4 月，通过微信支付进行的外卡支付同比增长近 80%。
下一步
- Update your PayPal app to the latest version before departure and confirm your account is verified. 2. Test a small payment at a convenience store upon arrival to confirm QR scan works. 3. Download Alipay as backup, link an international Visa/Mastercard, and complete passport verification before your trip.
可能变化的部分
PayPal integration may roll out gradually across different WeChat Pay merchant categories; country-level expansion beyond the US follows a phased schedule not fully detailed as of June 2026; fee waivers are temporary and could change after December 31, 2026; exchange rates applied may differ from mid-market rates per PayPal's standard currency conversion fee structure.
常见问题
Can I use my US PayPal account to pay at stores in China in 2026?
Yes. As of May 27, 2026, PayPal is integrated with Tencent's WeChat Pay merchant network. Open the PayPal app, scan the merchant's WeChat Pay QR code, and the payment processes through your PayPal balance or linked card. No WeChat account or Chinese phone number is needed.
Do I still need Alipay or WeChat if PayPal now works in China?
PayPal covers most WeChat Pay merchant terminals, but some services — including Didi ride-hailing in-app payments, certain mini-programs, and person-to-person transfers — may still require a native Alipay or WeChat Pay account. Install Alipay as a backup and complete passport verification before your trip.
Are there any fees for using PayPal with WeChat Pay in China?
Tencent has waived its transaction fees for foreign card-linked WeChat Pay transactions through December 31, 2026, with additional introductory waivers for first-time linkers. However, PayPal's own currency conversion fees and your card issuer's foreign transaction fees may still apply.
How much have foreign card payments grown on WeChat Pay in 2026?
According to Tencent data cited by Reuters, foreign card payments through WeChat Pay grew nearly 80% year-on-year between January and April 2026, reflecting rapid adoption of mobile payment among inbound travelers.